Cookie Policy

Effective Date: November 18, 2025

What Are Cookies?

Cookies are small text files stored on your device to help improve user experience.

Types of Cookies We Use

  1. Session Cookies: Essential for basic functionality (authentication, navigation)
  2. Analytics Cookies: Used via Google Analytics to understand how users engage with our app and site

Managing Cookies

You can manage or disable cookies via your browser or in-app settings. Disabling cookies may limit certain functionalities.

Updates to This Policy

We may update this policy to reflect changes in tech or regulations. You will be notified of material updates via the app or website.

For questions, contact: info@mypagopay.com

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Legal Disclaimer

PagoPay is a financial technology platform and not a bank. Certain banking or payment services may be provided through licensed financial institution partners. PagoPay Payment Services is operated by 9538-8310 Québec Inc., a registered Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). Certain operational services may be conducted by 1001529768 Ontario Inc., acting as a registered MSB agent on behalf of the principal MSB. Cryptocurrency transactions involve risk and the value of digital assets may fluctuate. Cryptocurrency transactions may be irreversible. PagoPay card services are subject to identity verification, approval, and applicable program terms. Fees may apply for certain services or transactions. Please refer to our Terms of Service and Privacy Policy for complete details. PagoPay operates in accordance with applicable financial services regulations and maintains compliance procedures designed to prevent fraud, money laundering, and other financial crimes. By using PagoPay services, you acknowledge that you have read and understood the applicable policies and terms governing the platform.