Your Money,
In Motion

Experience seamless financial control across crypto and fiat — with instant transfers, effortless swaps, and secure card access.

All powered by PagoPay’s modern wallet and real-time infrastructure.

All In One Digital Wallet for Crypto & Fiat

Secure Custodial Wallets

Easily store and manage your crypto assets in one secure, custodial wallet — connected to your prepaid card and accessible anywhere, anytime.

Instant Wallet-to-Wallet Transfers

Send crypto or fiat instantly to other PagoPay users — whether they’re across the street or across the world. Transfers settle in seconds with zero hassle.

Smart Currency Swaps

Convert between crypto and fiat at real-time rates with a clear, low-margin spread. No hidden fees — just transparent, competitive pricing.

Enterprise-Grade Security

Your funds are protected by industry-standard encryption, secure infrastructure, and verified KYC. All payments and exchanges are safeguarded via our regulated partners.

Built for every asset you own

Whether you’re holding Bitcoin, Ethereum, or stablecoins, PagoPay gives you instant access to your crypto — and the power to spend it like cash.

Freedom to Move. Power to Spend.

Simple Crypto-to-Fiat Swaps

Convert crypto to EUR, USD or local currency in seconds — all with clear rates and zero hidden markups.

Global Spending with Virtual or Physical Cards

Use your crypto for real-world payments, from your phone or your pocket.

Real-Time Exchange Rates

Transparent pricing, always up to date — no surprises.

No Hidden Fees

What you see is what you pay.

Bank-Grade Security

Built with secure custody and transaction-level encryption.

24/7 Human Support

Real-time assistance, anytime you need it.

Security You Can Trust

At PagoPay, your security isn’t an afterthought — it’s our foundation. We use advanced technology and adhere to the highest industry standards to ensure your funds, data, and identity remain safe at all times.

Military-Grade Encryption

All sensitive data is protected using AES-256 encryption, the same military-grade standard trusted by banks and governments across the globe.

Multi-Factor & Biometric Authentication

Secure your account with two-factor authentication (2FA) and biometric login, giving you full control and added protection from unauthorized access.

Real-Time AI-Powered Monitoring

Our systems are continuously monitored by AI-driven fraud detection engines, scanning for suspicious activity 24/7 and automatically blocking threats in real time.

Full Regulatory Compliance

PagoPay is in process of registering with FINTRAC (Canada) and operates under strict adherence to international AML, KYC, and data privacy regulations, including GDPR and PCI DSS standards.

Frequently asked questions

1. What is PagoPay?

PagoPay is a digital wallet and card platform that lets you store, send, convert, and spend both crypto and fiat currencies. Load your wallet using crypto or bank transfer, convert seamlessly, and pay globally wherever major cards are accepted.

2. How Do I Get Started with PagoPay?

Getting started is fast and easy.
Create an account, complete your identity verification, and fund your wallet using crypto or a connected bank account. Once approved, you can request your virtual or physical PagoPay card and begin spending your funds worldwide.

Be among the first to access PagoPay.
Sign up now to reserve your spot and receive early access to our cards as we roll out across Canada, the Americas and Europe.

3. Which cryptocurrencies does PagoPay support?

PagoPay supports a wide range of major cryptocurrencies, including Bitcoin, Ethereum, USDT, USDC, and many others. Our platform is designed to evolve with user needs, so we continuously expand our list of supported assets to ensure maximum flexibility.

Whether you’re using crypto for everyday purchases or managing your portfolio, PagoPay gives you the freedom to convert and spend with ease.

4. Are there any fees for using PagoPay?

PagoPay follows a transparent, tiered pricing model designed to match your usage and volume. There are no monthly maintenance fees. We apply a competitive conversion fee when you exchange between crypto and fiat, and our tiers offer reduced rates for higher usage.

For a full breakdown of fees across all tiers, visit our pricing page.

5. Is my money safe with PagoPay?

Yes. At PagoPay, security is fundamental. We use AES-256 encryption, multi-factor authentication, and partner with regulated custodians like ALT 5 Sigma to safeguard user funds and manage crypto operations.

All fiat card balances are held with licensed issuing banks, and we comply fully with international financial and data protection regulations. Your money is handled with the same care and protection as traditional financial institutions.

6. Can I use PagoPay internationally?

Yes. PagoPay cards can be used worldwide anywhere major card networks are accepted. While all cards currently operate in USD, we do not charge any additional foreign exchange fees when you spend in other currencies. Your crypto is converted to USD at the point of load or transaction, giving you a seamless and cost-efficient global payment experience.

7. How long do crypto-to-fiat conversions take?

Crypto-to-fiat conversions on PagoPay are processed instantly at market rates. When you load your card or initiate a swap in the app, your crypto is immediately converted to USD and made available for spending. There are no delays and your funds are usable as soon as the transaction is confirmed.

8. What should I do if my card is lost or stolen?

If your PagoPay card is lost or stolen, you can immediately freeze it within the app to prevent unauthorized use. Our support team is available 24/7 to assist you with securing your account and issuing a replacement card promptly.

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